What We Do and Don’t Fund 

At Postcode Innovation Trust, our mission is to support ambitious, mission-led organisations to scale their impact through social investment. We fund high-quality, high-impact projects that demonstrate innovation and sustainability - helping to build a healthier, fairer and greener society. 

This page outlines what we look for, and what we don’t fund, to help you decide if your organisation is a good fit for our Social Investment Programme.

 

✅ What We Fund 

We invest in social enterprises and charitable organisations that: 

  • Are non-profit distributing with an asset lock and a clearly embedded social or environmental mission 

  • Are based in Great Britain  

  • Can clearly demonstrate strong social or environmental impact 

  • Will use investment to increase impact, not just sustain current operations 

  • Are looking for repayable finance to help grow earned income 

We support investment in: 

  • Business development 

  • Capital expenditure 

  • Property purchase 

Above all, we’re looking for innovative approaches that go beyond the minimum - projects that are ambitious, well-designed and capable of delivering meaningful, measurable change. 

We’re open to being part of a larger funding package; working alongside other funders or lenders to help you raise the capital you need. 

Eligible organisation types include: 

  • Registered charities 

  • Community Interest Companies limited by guarantee (Schedule 1) 

  • Community Interest Companies limited by shares, that cannot pay dividends to individuals (Schedule 2) 

  • Charitable Community Benefit Societies 

  • Charitable Incorporated Organisations 

  • Companies limited by guarantee with a mission lock

 

❌ What We Don’t Fund 

Given we can only progress a limited number of applications each year, we focus our investment where we believe it can have the greatest catalytic impact. As such, we’re unable to support: 

  • Working capital or support with short-term cash flow 

  • Bridging finance or refinancing of existing debt 

  • Routine repair and maintenance of buildings or infrastructure 

  • Projects without a clear link between investment and increased impact 

  • Organisations with poor credit history, weak governance, or lacking repayment capacity 

  • Organisations not seeking to grow trading income 

We also cannot fund organisations that: 

  • Are not legally incorporated or asset-locked 

  • Are Schedule 3 CICs (Community Interest Companies limited by shares that pay dividends), co-operatives or private companies ltd by shares, 

If you're looking for support with these areas, you may wish to explore other social investors listed on Good Finance, which offers a comprehensive directory of funding options across the sector.